Travel Insurance UK

With this in mind, we've put together some useful information and tips to help you choose the best Travel Insurance policy for your needs. (Note: this Travel Insurance info is for UK residents only, U.S. Residents, CLICK HERE)



TRAVEL INSURANCE UK - BETTER SAFE THAN SORRY!

Here are a few things to check when looking for a Travel Insurance Policy.

- Always take out Travel Insurance UK well in advance of travelling. Sometimes medical costs can be astronomic and without sufficient insurance cover you could end up in serious trouble. Apart from medical expenses the policy should also cover things like; legal expenses,cancellation & curtailment, loss of money, baggage, passport, etc. and personal liability.

- Make sure you choose Insurance Coverage to match any activity that you intend to undertake, so that you and your equipment are covered while participating, e.g. skiing, scuba diving etc.

- Single trip policies are available for trips up to a maximum duration (usually 31 days), if your trip is going to be longer, check with the insurance company first.

- Cover for winter or dangerous sports may mean a higher premium.

- If you travel more than twice a year, it is probably cheaper, and definitely more convenient, to take out annual travel insurance UK.

- Most annual policies will specify the maximum length of each trip (usually 31 days), so make sure you find a policy with flexible rating if your trips are going to be longer.

- Annual policies will generally cover winter sports for trips of up to 17 days, but may not include scuba diving.

- Buying travel insurance online can mean you pay less than half the premium charged by tour operators or in the High Street.

- If you go away on business trips regularly, make sure you are covered – many policies exclude business travel.

- If you take out travel insurance as a couple, make sure you are covered if you travel independently of each other.

- If you have children, family cover may be better value – but look out for the number of children allowed on the policy.

- When claiming, most insurance companies require receipts to be produced for all items lost, damaged or stolen. If you replace items, ensure you retain the receipts.

- Remember to get your EHIC (Europrean Health Insurance Card)


WHICH TRAVEL INSURANCE COMPANY DO WE RECOMMEND?
We have checked out what is available on the web and can highly recommend a UK company called ESSENTIAL TRAVEL , which we believe provides a fast, simple to use service and most importantly has very competitive prices.

"The judges found that the winner performed extremely well across key tasks such as functionality, clarity of products, and - most importantly - credibility of the services on offer."

Essential Travel have an established history since 2001 providing customers with the best travel insurance and this year was named - "The UK's favourite travel provider" by the Daily Telegraph.

They tailor their travel insurance polices to suit all your holiday requirements. Whether you travel regularly and require an annual multi trip policy or once in a while and need single trip policy - they've got you covered. Get continual cover for up to 12 months on their long term or backpacker travel insurance polices. Are you a Sports fanatic? They offer specialised cover for almost every sport going, from scuba diving and skiing to mountaineering and trekking!

• 24-Hour Emergency Assistance helpline
• Book Travel Insurance Online - it's quick, easy, safe and secure
• Pre-existing Medical Conditions covered
• Up to 45 days per trip allowed on Annual policies
• Book with Confidence - Policies are underwritten by White Horse Insurance Ireland Ltd

Whether you're skiing in the Alps, shopping in New York, scuba diving in Thailand or simply relaxing beside the pool of your Tuscan Villa, Essential Travel insures you have a great holiday

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